Risk Disclosure Statement

Regulatory Update
From 1 July 2011 the Financial Advisers Act 2008 comes into force. This Act aims to help customers have confidence in their financial advisers & the services they provide.  As a result we are making a few changes to ensure I comply with this new legislation.

It is important you read this text

This information will help you to choose a financial adviser best suited to your requirements.
It will also provide some useful information about the financial adviser who you choose.

What sort of Adviser am I?
I am a registered, but not authorised, financial adviser.

I can give advice about:
Risk & insurance products excluding investment linked contracts as defined in the Financial Advisers Act 2008.

What should you do if something goes wrong?
If you have a problem, concern, or complaint about any part of my service, please tell me so I can fix the issue.

If we cannot agree on how to resolve the issue, you can contact Financial Complaints services Ltd (FSCL) on:

Phone:   0800 347257         Facsimile:   (04) 472 3728  Email:   info@fsci.org.nz
Or Post to: P O Box 5967 Lambton Quay, Wellington 6145

This service will cost you nothing, and will assist us resolve any differences

How am I regulated by the Government?
You can check I am a registered financial adviser @ www.fspr.govt.nz. The Financial Markets Authority regulates financial advisers. Contact the Authority (FMA) for more information, including financial tips & warnings

You can report information or complain about my conduct to the Financial markets Authority, in the event of a disagreement, as described above (under What should you do if something goes wrong).

Declaration
                                                                                                                                                                                    
I, Kenn Butler, declare, to the best of my knowledge & belief, the information contained in this disclosure statement is true & complete & complies with the disclosure requirements in the Financial Advisers Act 2008 & the Financial Advisers (Disclosure) Regulations 2010

Signature:  kenn butler    Date:   June 30th 2011